Spending vs. Saving

Jun 22, 2022 | Finconomics 101

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Summary: Although y/y changes in monthly retail sales have been volatile post-covid, they have yet to turn negative through May 2022. However, the post-covid retail spending cushion provided by a spike in covid savings levels is wearing thin as evident by a simultaneous decline in both retail spending and savings rates. Hyperinflation and rising interest rates are making it increasingly difficult for consumers to keep their heads above water.  

spending vs saving graph

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